1. Information We Collect

RetirementPond collects information to provide and improve our retirement planning tools:

Account Information: When you register or sign in via Google OAuth, we collect your email address and display name.
Financial Data: We store the asset, debt, income, and expense data you manually enter so that we can provide persistent retirement projections.
Usage Data: We may collect anonymized data about how you interact with our Service to improve functionality.

2. How We Use Your Data

Your data is used specifically for:

Calculating and displaying your financial projections.
Authenticating your access to your saved data.
Sending essential service communications (e.g., password resets).

We do not sell your personal data to third parties.

3. Data Security and Storage

Your account and financial data are stored in a secure database. We use industry-standard encryption and security practices to protect your information. However, no method of electronic storage is 100% secure, and we cannot guarantee absolute security.

4. Third-Party Services

We use Google OAuth for secure authentication. When you sign in with Google, they share your name and email address with us according to your Google account settings. We may also use third-party analytics tools to understand site traffic and improve our Service.

5. Data Retention and Deletion

We retain your data as long as your account is active. If you wish to delete your account and all associated financial data, please contact us at the email address below.

6. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@retirementpond.com.